Colorado Personal Injury Settlement Calculator
Estimate your personal injury settlement value using Colorado-specific laws, damage caps, and average settlement data.
Colorado Personal Injury Law at a Glance
Negligence System
Modified (50% Bar)
Statute of Limitations
3 years
Min. Auto Insurance
$25K/person
Median Jury Verdict
$60K
Colorado uses modified comparative negligence — you cannot recover if you are 50% or more at fault.
Key Facts for Colorado Claims:
- •Modified comparative — barred at 50% fault
- •Non-economic damage cap ~$642K (inflation-adjusted)
- •3-year statute of limitations
- •No-fault auto insurance NOT required
Average Colorado Settlement Values by Case Type
Auto Accident
$28K
Average settlement
Slip & Fall
$45K
Average settlement
Medical Malpractice
$285K
Average settlement
Calculate Your Colorado Claim Value
1.5–3x minor injuries · 3–5x moderate · 5–10x severe
Colorado uses modified comparative negligence — you cannot recover if you are 50% or more at fault.
Estimated Settlement
Estimated Settlement Range
$52K – $80K
$65K
Most likely settlement (mid-range)
Net After Attorney Fees & Medical Liens
Assumes 33% contingency fee + medical liens at 70% of billed amount
Colorado Damage Caps
Non-economic damages capped at approximately $642,000 (adjusted for inflation). Can be raised to ~$1.07M with clear and convincing evidence.
Personal Injury Settlements in Colorado: What You Need to Know
If you've been injured in Colorado, understanding the state's specific personal injury laws is critical to getting fair compensation. Colorado follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 50% threshold.
Average Settlement Values in Colorado
Based on published data and jury verdict reporters, the average auto accident settlement in Colorado is approximately $28K, with a median jury verdict of $60K. Slip and fall claims average $45K, and medical malpractice cases average $285K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.
Don't Miss the 3-Year Deadline
Colorado gives you 3 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.
Insurance Minimums in Colorado
Colorado requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident. With a minimum of $25K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.
Colorado Personal Injury FAQ
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Important Legal Disclaimer
This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Colorado personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Colorado personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.
Data sourced from Colorado jury verdict reporters, published settlement data, and state statutes.
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