Kentucky Personal Injury Settlement Calculator

If you've been injured in Kentucky, understanding the state's specific personal injury laws is critical to getting fair compensation. Kentucky follows pure comparative fault, one of the most plaintiff-friendly systems in the country. You can recover damages even if you are mostly at fault, though your award will be reduced by your percentage of responsibility.

Average Settlement Values in Kentucky

Based on published data and jury verdict reporters, the average auto accident settlement in Kentucky is approximately $21K, with a median jury verdict of $42K. Slip and fall claims average $34K, and medical malpractice cases average $235K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.

Don't Miss the 1-Year Deadline

Kentucky gives you 1 year from the date of injury to file a personal injury lawsuit. This is among the shortest in the nation — act quickly.

Insurance Minimums in Kentucky

Kentucky requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident (choice no-fault state). With a minimum of $25K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.