Massachusetts Personal Injury Settlement Calculator
Estimate your personal injury settlement value using Massachusetts-specific laws, damage caps, and average settlement data.
Massachusetts Personal Injury Law at a Glance
Negligence System
Modified (51% Bar)
Statute of Limitations
3 years
Min. Auto Insurance
$20K/person
Median Jury Verdict
$85K
Massachusetts uses modified comparative negligence — you cannot recover if you are 51% or more at fault.
Key Facts for Massachusetts Claims:
- •Modified comparative — barred at 51% fault
- •Med mal non-economic cap $500K with exceptions
- •3-year statute of limitations
- •No-fault auto insurance state
Average Massachusetts Settlement Values by Case Type
Auto Accident
$33K
Average settlement
Slip & Fall
$55K
Average settlement
Medical Malpractice
$375K
Average settlement
Calculate Your Massachusetts Claim Value
1.5–3x minor injuries · 3–5x moderate · 5–10x severe
Massachusetts uses modified comparative negligence — you cannot recover if you are 51% or more at fault.
Estimated Settlement
Estimated Settlement Range
$52K – $80K
$66K
Most likely settlement (mid-range)
Net After Attorney Fees & Medical Liens
Assumes 33% contingency fee + medical liens at 70% of billed amount
Massachusetts Damage Caps
No general PI caps. Medical malpractice non-economic damages capped at $500,000 with exceptions for disfigurement.
Personal Injury Settlements in Massachusetts: What You Need to Know
If you've been injured in Massachusetts, understanding the state's specific personal injury laws is critical to getting fair compensation. Massachusetts follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 51% threshold.
Average Settlement Values in Massachusetts
Based on published data and jury verdict reporters, the average auto accident settlement in Massachusetts is approximately $33K, with a median jury verdict of $85K. Slip and fall claims average $55K, and medical malpractice cases average $375K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.
Don't Miss the 3-Year Deadline
Massachusetts gives you 3 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.
Insurance Minimums in Massachusetts
Massachusetts requires minimum bodily injury liability coverage of $20,000 per person / $40,000 per accident. With a minimum of $20K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.
Massachusetts Personal Injury FAQ
Top Massachusetts Cities for Personal Injury Claims
Personal Injury Settlement Calculators by State
Related Financial Calculators
Personal Injury Calculator (National)
Detailed settlement calculator with 8 injury types
Disability Insurance Calculator
Own-occupation coverage for healthcare providers
Life Insurance Needs Calculator
How much coverage does your family need?
Debt Payoff Calculator
Avalanche vs snowball to eliminate debt faster
SBA Loan Calculator
Model SBA 7(a) financing for business acquisitions
Practice Valuation Calculator
Value a dental, veterinary, or medical practice
Important Legal Disclaimer
This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Massachusetts personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Massachusetts personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.
Data sourced from Massachusetts jury verdict reporters, published settlement data, and state statutes.
MBACalc.com — Free financial tools for informed decisions.