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Massachusetts Personal Injury Settlement Calculator

Estimate your personal injury settlement value using Massachusetts-specific laws, damage caps, and average settlement data.

⚠️ Modified Comparative (51% Bar)

Massachusetts Personal Injury Law at a Glance

Negligence System

Modified (51% Bar)

Statute of Limitations

3 years

Min. Auto Insurance

$20K/person

Median Jury Verdict

$85K

Massachusetts uses modified comparative negligence — you cannot recover if you are 51% or more at fault.

Key Facts for Massachusetts Claims:

  • Modified comparative — barred at 51% fault
  • Med mal non-economic cap $500K with exceptions
  • 3-year statute of limitations
  • No-fault auto insurance state

Average Massachusetts Settlement Values by Case Type

Auto Accident

$33K

Average settlement

Slip & Fall

$55K

Average settlement

Medical Malpractice

$375K

Average settlement

Calculate Your Massachusetts Claim Value

$13K
$5K
$10K
$5K
3%

1.5–3x minor injuries · 3–5x moderate · 5–10x severe

0%

Massachusetts uses modified comparative negligence — you cannot recover if you are 51% or more at fault.

Estimated Settlement

Total Economic Damages$33K
Pain & Suffering (3x)$55K
Gross Claim Value$88K

Estimated Settlement Range

$52K$80K

$66K

Most likely settlement (mid-range)

Net After Attorney Fees & Medical Liens

Low / Mid / High$22K / $31K / $41K

Assumes 33% contingency fee + medical liens at 70% of billed amount

Massachusetts Damage Caps

No general PI caps. Medical malpractice non-economic damages capped at $500,000 with exceptions for disfigurement.

Personal Injury Settlements in Massachusetts: What You Need to Know

If you've been injured in Massachusetts, understanding the state's specific personal injury laws is critical to getting fair compensation. Massachusetts follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 51% threshold.

Average Settlement Values in Massachusetts

Based on published data and jury verdict reporters, the average auto accident settlement in Massachusetts is approximately $33K, with a median jury verdict of $85K. Slip and fall claims average $55K, and medical malpractice cases average $375K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.

Don't Miss the 3-Year Deadline

Massachusetts gives you 3 years from the date of injury to file a personal injury lawsuit. While this gives you some time, gathering evidence and medical documentation early always strengthens your case.

Insurance Minimums in Massachusetts

Massachusetts requires minimum bodily injury liability coverage of $20,000 per person / $40,000 per accident. With a minimum of $20K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.

Massachusetts Personal Injury FAQ

Top Massachusetts Cities for Personal Injury Claims

BostonWorcesterSpringfieldCambridgeLowell

Important Legal Disclaimer

This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Massachusetts personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Massachusetts personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.

Data sourced from Massachusetts jury verdict reporters, published settlement data, and state statutes.

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