Tennessee Personal Injury Settlement Calculator
Estimate your personal injury settlement value using Tennessee-specific laws, damage caps, and average settlement data.
Tennessee Personal Injury Law at a Glance
Negligence System
Modified (50% Bar)
Statute of Limitations
1 year
Min. Auto Insurance
$25K/person
Median Jury Verdict
$48K
Tennessee uses modified comparative negligence — you cannot recover if you are 50% or more at fault.
Key Facts for Tennessee Claims:
- •Modified comparative — barred at 50% fault
- •Non-economic cap $750K ($1M catastrophic)
- •Only 1-year statute of limitations
- •Caps do not apply to intentional torts
Average Tennessee Settlement Values by Case Type
Auto Accident
$23K
Average settlement
Slip & Fall
$37K
Average settlement
Medical Malpractice
$250K
Average settlement
Calculate Your Tennessee Claim Value
1.5–3x minor injuries · 3–5x moderate · 5–10x severe
Tennessee uses modified comparative negligence — you cannot recover if you are 50% or more at fault.
Estimated Settlement
Estimated Settlement Range
$47K – $72K
$59K
Most likely settlement (mid-range)
Net After Attorney Fees & Medical Liens
Assumes 33% contingency fee + medical liens at 70% of billed amount
Tennessee Damage Caps
Non-economic damages capped at $750,000 (up to $1M for catastrophic injuries).
Personal Injury Settlements in Tennessee: What You Need to Know
If you've been injured in Tennessee, understanding the state's specific personal injury laws is critical to getting fair compensation. Tennessee follows a modified comparative negligence system, meaning you can recover as long as your fault doesn't exceed the 50% threshold.
Average Settlement Values in Tennessee
Based on published data and jury verdict reporters, the average auto accident settlement in Tennessee is approximately $23K, with a median jury verdict of $48K. Slip and fall claims average $37K, and medical malpractice cases average $250K. These are averages — individual settlements vary enormously based on injury severity, liability clarity, and available insurance coverage.
Don't Miss the 1-Year Deadline
Tennessee gives you 1 year from the date of injury to file a personal injury lawsuit. This is among the shortest in the nation — act quickly.
Insurance Minimums in Tennessee
Tennessee requires minimum bodily injury liability coverage of $25,000 per person / $50,000 per accident. With a minimum of $25K per person, many serious injuries exceed the at-fault driver's coverage limits. Carrying your own Underinsured Motorist (UIM) coverage is strongly recommended — it protects you when the other driver's insurance isn't enough.
Tennessee Personal Injury FAQ
Top Tennessee Cities for Personal Injury Claims
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Important Legal Disclaimer
This calculator provides rough estimates for educational purposes only and does NOT constitute legal advice. Tennessee personal injury law is complex and every case is unique. Settlement values depend on specific facts, evidence, available insurance, and many other factors. Do not make legal decisions based solely on this calculator. Consult with a qualified Tennessee personal injury attorney for advice specific to your situation. Most personal injury attorneys offer free consultations and work on contingency.
Data sourced from Tennessee jury verdict reporters, published settlement data, and state statutes.
MBACalc.com — Free financial tools for informed decisions.